@import url('https://fonts.googleapis.com/css2?family=Source+Serif+4:opsz,wght@8..60,400;8..60,600;8..60,700&family=Inter:wght@400;500;600;700&display=swap');

:root{
  --bg:#ffffff;
  --bg-alt:#f4f6f8;
  --bg-panel:#eef1f4;
  --border:#dde2e7;
  --text:#1c232e;
  --text-muted:#5b6472;
  --accent:#1c3f60;
  --accent-dark:#122a41;
  --accent-soft:#e7edf2;
  --link:#1c3f60;
  --radius:4px;
  --maxw:1180px;
}

*{box-sizing:border-box;}
html,body{margin:0;padding:0;}
body{
  font-family:'Inter',Arial,sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.6;
  font-size:16px;
}
h1,h2,h3,h4{
  font-family:'Source Serif 4',Georgia,serif;
  color:var(--text);
  line-height:1.25;
  font-weight:600;
  margin:0 0 .6em;
}
h1{font-size:2.4rem;}
h2{font-size:1.85rem;}
h3{font-size:1.35rem;}
p{margin:0 0 1.1em; color:var(--text);}
a{color:var(--link); text-decoration:none;}
a:hover{text-decoration:underline;}
img{max-width:100%;display:block;height:auto;}
ul{padding-left:1.3em;}
li{margin-bottom:.4em;}
.container{max-width:var(--maxw); margin:0 auto; padding:0 24px;}
.section{padding:64px 0;}
.section-alt{background:var(--bg-alt);}
.section-tight{padding:40px 0;}

.eyebrow{
  text-transform:uppercase;
  letter-spacing:.08em;
  font-size:.78rem;
  font-weight:600;
  color:var(--accent);
  margin-bottom:.8em;
  display:block;
}
.lede{font-size:1.15rem; color:var(--text-muted); max-width:700px;}
.text-muted{color:var(--text-muted);}

/* Header */
.site-header{
  border-bottom:1px solid var(--border);
  background:var(--bg);
  position:relative;
  z-index:100;
}
.header-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  max-width:var(--maxw);
  margin:0 auto;
  padding:18px 24px;
}
.logo{
  font-family:'Source Serif 4',serif;
  font-size:1.5rem;
  font-weight:700;
  color:var(--accent-dark);
  letter-spacing:.01em;
}
.logo span{color:var(--accent);}
.main-nav{display:flex; align-items:center; gap:30px;}
.main-nav ul{display:flex; gap:26px; list-style:none; padding:0; margin:0;}
.main-nav li{margin:0; position:relative;}
.main-nav>ul>li>a{
  color:var(--text);
  font-weight:500;
  font-size:.96rem;
  padding:10px 2px;
  display:inline-block;
}
.main-nav>ul>li.active>a,.main-nav>ul>li>a:hover{color:var(--accent); text-decoration:none;}
.has-dropdown>a::after{content:" ▾"; font-size:.7em; color:var(--text-muted);}
.dropdown{
  position:absolute;
  top:100%; left:0;
  min-width:280px;
  background:var(--bg);
  border:1px solid var(--border);
  box-shadow:0 8px 24px rgba(20,30,45,.08);
  padding:10px;
  display:none;
  list-style:none;
  margin:0;
}
.has-dropdown:hover .dropdown, .has-dropdown:focus-within .dropdown{display:block;}
.dropdown li a{
  display:block;
  padding:9px 12px;
  color:var(--text);
  font-size:.92rem;
  border-radius:var(--radius);
}
.dropdown li a:hover{background:var(--bg-alt); color:var(--accent); text-decoration:none;}
.header-cta{
  background:var(--accent);
  color:#fff !important;
  padding:10px 20px;
  border-radius:var(--radius);
  font-weight:600;
  font-size:.92rem;
}
.header-cta:hover{background:var(--accent-dark); text-decoration:none;}
.nav-toggle{
  display:none;
  background:none;
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:8px 10px;
  cursor:pointer;
}
.nav-toggle span{display:block; width:22px; height:2px; background:var(--text); margin:4px 0;}

/* Hero */
.hero{
  padding:72px 0 60px;
  border-bottom:1px solid var(--border);
}
.hero-grid{
  display:grid;
  grid-template-columns:1.1fr .9fr;
  gap:48px;
  align-items:center;
}
.hero h1{margin-bottom:.5em;}
.hero-actions{display:flex; gap:16px; margin-top:1.6em; flex-wrap:wrap;}
.hero-media img{border-radius:var(--radius); border:1px solid var(--border);}
.breadcrumbs{font-size:.85rem; color:var(--text-muted); padding:16px 0;}
.breadcrumbs a{color:var(--text-muted);}
.page-hero{
  padding:48px 0 44px;
  border-bottom:1px solid var(--border);
  background:var(--bg-alt);
}
.page-hero h1{margin-bottom:.4em;}

/* Buttons */
.btn{
  display:inline-block;
  padding:12px 24px;
  border-radius:var(--radius);
  font-weight:600;
  font-size:.95rem;
  border:1px solid var(--accent);
  cursor:pointer;
}
.btn-primary{background:var(--accent); color:#fff; border-color:var(--accent);}
.btn-primary:hover{background:var(--accent-dark); text-decoration:none;}
.btn-outline{background:transparent; color:var(--accent); border-color:var(--accent);}
.btn-outline:hover{background:var(--accent-soft); text-decoration:none;}
.btn-secondary{background:var(--bg-alt); color:var(--text); border-color:var(--border);}
.btn-secondary:hover{background:var(--bg-panel); text-decoration:none;}

/* Grids & cards */
.grid{display:grid; gap:28px;}
.grid-2{grid-template-columns:repeat(2,1fr);}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-4{grid-template-columns:repeat(4,1fr);}
.card{
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:26px;
  background:var(--bg);
}
.card h3{margin-bottom:.5em;}
.card-icon{
  width:40px; height:40px;
  margin-bottom:14px;
  color:var(--accent);
}
.card-flat{padding:0; border:none;}
.stat-strip{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:24px;
  border-top:1px solid var(--border);
  border-bottom:1px solid var(--border);
  padding:36px 0;
}
.stat{text-align:left;}
.stat .num{font-family:'Source Serif 4',serif; font-size:2.1rem; font-weight:700; color:var(--accent-dark); display:block;}
.stat .label{color:var(--text-muted); font-size:.9rem;}

.article-card{border-top:1px solid var(--border); padding:28px 0;}
.article-card:first-child{border-top:none;}
.article-meta{font-size:.82rem; color:var(--text-muted); margin-bottom:.5em;}
.tag{
  display:inline-block;
  background:var(--accent-soft);
  color:var(--accent-dark);
  font-size:.75rem;
  font-weight:600;
  padding:3px 10px;
  border-radius:20px;
  margin-right:6px;
}

.quote-block{
  border-left:3px solid var(--accent);
  padding:6px 0 6px 24px;
  margin:2em 0;
  font-family:'Source Serif 4',serif;
  font-size:1.2rem;
  color:var(--text);
}
.quote-block cite{display:block; font-family:'Inter',sans-serif; font-size:.85rem; color:var(--text-muted); margin-top:.6em; font-style:normal;}

table{width:100%; border-collapse:collapse; margin:1.6em 0; font-size:.95rem;}
th,td{text-align:left; padding:12px 14px; border-bottom:1px solid var(--border);}
th{background:var(--bg-alt); font-weight:600; color:var(--accent-dark);}

.timeline{list-style:none; padding:0; border-left:2px solid var(--border); margin-left:6px;}
.timeline li{position:relative; padding:0 0 32px 30px;}
.timeline li::before{content:""; position:absolute; left:-6px; top:4px; width:10px; height:10px; border-radius:50%; background:var(--accent);}
.timeline .year{font-weight:700; color:var(--accent-dark); display:block; margin-bottom:.2em;}

.faq-item{border-bottom:1px solid var(--border);}
.faq-question{
  width:100%;
  text-align:left;
  background:none;
  border:none;
  padding:18px 0;
  font-weight:600;
  font-size:1.02rem;
  cursor:pointer;
  display:flex;
  justify-content:space-between;
  align-items:center;
  color:var(--text);
}
.faq-question::after{content:"+"; font-size:1.4rem; color:var(--accent); font-weight:400;}
.faq-item.open .faq-question::after{content:"−";}
.faq-answer{display:none; padding:0 0 18px; color:var(--text-muted);}
.faq-item.open .faq-answer{display:block;}

.team-card{text-align:left;}
.team-card img{border-radius:var(--radius); margin-bottom:14px; border:1px solid var(--border);}
.team-card .role{color:var(--accent); font-size:.85rem; font-weight:600; margin-bottom:.5em; display:block;}

.cta-band{
  background:var(--accent-dark);
  color:#f2f5f8;
  padding:56px 0;
  text-align:left;
}
.cta-band h2, .cta-band p{color:#f2f5f8;}
.cta-band .btn-primary{background:#fff; color:var(--accent-dark); border-color:#fff;}
.cta-band .btn-primary:hover{background:var(--accent-soft);}

.two-col{display:grid; grid-template-columns:2fr 1fr; gap:48px;}
.sidebar-box{
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:24px;
  background:var(--bg-alt);
  margin-bottom:24px;
}
.sidebar-box h4{margin-bottom:.6em;}
.sidebar-box ul{padding-left:1.1em;}

.author-box{
  display:flex;
  gap:18px;
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:22px;
  margin:2em 0;
  background:var(--bg-alt);
  align-items:flex-start;
}
.author-box img{width:72px; height:72px; border-radius:50%; flex-shrink:0;}
.author-box h4{margin-bottom:.2em;}

.share-links{display:flex; gap:10px; margin:1.6em 0; flex-wrap:wrap;}
.share-links a{
  border:1px solid var(--border);
  padding:8px 16px;
  border-radius:20px;
  font-size:.85rem;
  color:var(--text);
}
.share-links a:hover{background:var(--bg-alt); text-decoration:none; color:var(--accent);}

/* Forms */
.form-field{margin-bottom:20px;}
.form-field label{display:block; font-weight:600; font-size:.9rem; margin-bottom:6px;}
.form-field input, .form-field textarea, .form-field select{
  width:100%;
  padding:12px 14px;
  border:1px solid var(--border);
  border-radius:var(--radius);
  font-family:inherit;
  font-size:.95rem;
  background:var(--bg);
  color:var(--text);
}
.form-field input:focus, .form-field textarea:focus, .form-field select:focus{outline:2px solid var(--accent); outline-offset:1px;}
.form-success{
  display:none;
  background:#e8f1ea;
  border:1px solid #b8d4c0;
  color:#1f5136;
  padding:16px 18px;
  border-radius:var(--radius);
  margin-bottom:20px;
  font-weight:500;
}
.form-success.visible{display:block;}
.checkbox-row{display:flex; align-items:flex-start; gap:10px;}
.checkbox-row input{width:auto; margin-top:4px;}

/* Footer */
.site-footer{
  background:var(--accent-dark);
  color:#c9d3dc;
  padding:60px 0 24px;
  margin-top:0;
}
.footer-grid{
  display:grid;
  grid-template-columns:1.4fr 1fr 1fr 1fr;
  gap:36px;
  padding-bottom:36px;
  border-bottom:1px solid rgba(255,255,255,.14);
}
.footer-grid h4{color:#fff; font-family:'Inter',sans-serif; font-size:.9rem; text-transform:uppercase; letter-spacing:.06em; margin-bottom:1em;}
.footer-grid ul{list-style:none; padding:0; margin:0;}
.footer-grid li{margin-bottom:10px;}
.footer-grid a{color:#c9d3dc; font-size:.92rem;}
.footer-grid a:hover{color:#fff;}
.footer-logo{color:#fff; font-family:'Source Serif 4',serif; font-size:1.4rem; font-weight:700; margin-bottom:.6em; display:block;}
.footer-bottom{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding-top:20px;
  font-size:.82rem;
  color:#9aa7b3;
  flex-wrap:wrap;
  gap:10px;
}
.footer-bottom a{color:#9aa7b3;}
address{font-style:normal; font-size:.92rem; line-height:1.7;}

.back-to-top{
  display:inline-block;
  margin-top:6px;
  background:none;
  border:none;
  color:#c9d3dc;
  cursor:pointer;
  font-size:.82rem;
  text-decoration:underline;
}

.icon{width:20px; height:20px; display:inline-block; vertical-align:middle; stroke:var(--accent); fill:none; stroke-width:1.6;}

.disclaimer-banner{
  background:var(--bg-panel);
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:18px 22px;
  font-size:.9rem;
  color:var(--text-muted);
  margin:2em 0;
}

.legal-content h2{margin-top:1.8em;}
.legal-content{max-width:820px;}

.page-hero-legal{background:var(--bg-alt);}

.article-byline{color:var(--text-muted); font-size:.88rem; margin-top:1.2em;}

.article-layout{
  display:grid;
  grid-template-columns:2.1fr 1fr;
  gap:56px;
  align-items:start;
}
.article-body h2{margin-top:1.7em;}
.article-body p, .article-body li{color:var(--text);}
.article-sidebar{position:sticky; top:24px;}

.article-figure{margin:2em 0;}
.article-figure img{border-radius:var(--radius); border:1px solid var(--border);}
.article-figure figcaption{font-size:.85rem; color:var(--text-muted); margin-top:.6em;}

.pull-quote{
  font-family:'Source Serif 4',serif;
  font-size:1.3rem;
  line-height:1.45;
  color:var(--accent-dark);
  border-left:3px solid var(--accent);
  padding:4px 0 4px 26px;
  margin:2em 0;
}

.checklist{list-style:none; padding:0; margin:1.4em 0;}
.checklist li{
  position:relative;
  padding-left:28px;
  margin-bottom:.7em;
  color:var(--text);
}
.checklist li::before{
  content:"";
  position:absolute;
  left:0; top:.4em;
  width:9px; height:9px;
  border-radius:50%;
  background:var(--accent);
}

.highlight-box{
  background:var(--bg-alt);
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:26px 28px;
  margin:2em 0;
}
.highlight-box h3{margin-bottom:.6em;}
.highlight-box .checklist{margin:0;}

.sidebar-cta{
  border:1px solid var(--accent);
  border-radius:var(--radius);
  padding:22px;
  margin-bottom:24px;
}
.sidebar-cta h4{margin-bottom:.4em;}
.sidebar-cta p{font-size:.9rem; color:var(--text-muted); margin-bottom:1.1em;}
.btn-block{display:block; text-align:center; width:100%;}

@media (max-width:900px){
  .article-layout{grid-template-columns:1fr;}
  .article-sidebar{position:static;}
}
.toc-box{
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:20px 24px;
  background:var(--bg-alt);
  margin-bottom:2em;
}
.toc-box ol{margin:0; padding-left:1.4em;}
.toc-box a{font-size:.92rem;}

@media (max-width:900px){
  .hero-grid, .two-col{grid-template-columns:1fr;}
  .grid-4{grid-template-columns:repeat(2,1fr);}
  .grid-3{grid-template-columns:repeat(2,1fr);}
  .stat-strip{grid-template-columns:repeat(2,1fr);}
  .footer-grid{grid-template-columns:repeat(2,1fr);}
}
@media (max-width:760px){
  .main-nav{
    position:absolute;
    top:100%; left:0; right:0;
    background:var(--bg);
    border-bottom:1px solid var(--border);
    flex-direction:column;
    align-items:stretch;
    padding:10px 20px 20px;
    display:none;
  }
  .main-nav.open{display:flex;}
  .main-nav ul{flex-direction:column; gap:0;}
  .main-nav>ul>li>a{padding:12px 0;}
  .dropdown{position:static; display:block; box-shadow:none; border:none; padding-left:14px;}
  .has-dropdown .dropdown{display:none;}
  .has-dropdown.open .dropdown{display:block;}
  .nav-toggle{display:block;}
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;}
  h1{font-size:1.9rem;}
  .header-cta{display:none;}
}